Tag Archives: Divorce

Since They’ve Been Gone: How Are Your Finances?

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Whether you were married for nine months or seventy years, divorce is never easy. Anyone with a first-hand experience understands the emotional toll, but are not too keen on its effect on their finances. The divorce itself costs a lot, which leaves both parties scrambling towards their new financial reality.

The financial aftermath of the divorce is a big blur of uncertainty for the first-timer. Now that the spouse is out of the picture, how can they support the bills and personal expenses on their own?

For Rapid Legal Solutions, a law firm, careful planning combined with pro-activity enables divorcees to get back on track quickly.

The Post-Divorce Financial Plan

Divorce entails the separation of everything, which includes your finances. Once you untangle yours from your ex-spouse’s, it’s time to develop a plan.

Start by reviewing your current finances; look at the documents and list them all down – expenses, income, liabilities and assets. Use the gathered data to create a realistic budget, which serves as one of the best tools to keep you on track.

Does your income exceed the expenses? If so, use the difference to pay out all bills and debts as quickly as possible. If the scenario is otherwise, cut down on unnecessary expenditures or try to earn more. As long as you stick to the plan, you will be fine.

Rebuilding the Credit

Once you finalise the plan, start rebuilding your finances. This step involves improving credit-worthiness; it might sound overwhelming, but worry not – you have plenty of options. It starts with paying the bills on time and working out your debts one by one.

Also, do not forget to check your credit score regularly. Doing so spares you from the consequences of errors and potential fraud, or allows you to enjoy surprise perks.

Prioritise Wise Investments

If you have enough savings, do not let the divorce hinder you from making the money work to your advantage. Smart investments are one of the best ways to grow your savings without getting too overwhelmed. Since your situation changed drastically, tread the field lightly, but do not be afraid to try.

It is natural to feel overwhelmed after the divorce, but how you respond makes a difference. Get your finances working and live a happy and independent life.

1 in 7 Brits Would Rather Go Through a Divorce Than Visit the Dentist

Dental TreatmentNothing is worse than going through a divorce — except, maybe, going to a dentist.

This is the sentiment of most Brits, according to a new research conducted by Toothpick, the United Kingdom’s largest book-a-dentist website. The research revealed that one in seven Brits would rather go through a divorce than go to a dentist.

This is a frightening statistic and it displays the sheer hold that odontophobia or fear of the dentist can have over people. It also shows that the British are no closer to the perfect smile.

Understanding the Irrational Fear

People have different reasons to fear the dentist. Others think the dental treatment will hurt, or that the sounds of drills and clinking metals remind them of bad experiences. Dental practices, such as BroadwayDentalClinic.or.uk agree that some people even have such bad dentist phobia that they have never seen a dentist for years.

The Toothpick research, in particular, found out that in men, fear of the dentist stems from fear of being reprimanded about their oral health. Nearly a quarter of the men surveyed cited this as a main reason for avoiding checkups. Women, on the other hand, fear the noise of the drill, further pain and needles.

Serious Consequences of Odontophobia

For many dentists, it is common to hear from adults that they have not been to the dentist since childhood. Because of the intense, reasonable fear, many may put up with the pain, periodontal disease and even unsightly teeth to avoid visiting a dental professional.

The Key is to Find a Gentle Dental Professional

The good news is that an increasing number of dentists across the country understand odontophobia. They realise that gentle treatment, combined with sedation dentistry, can do a lot to make a visit to the dentist easy and acceptable.

So, for people with odontophobia, it is important to remember that the dentist is the best people to talk to when it comes to this type of fear. But of course, patients must find an understanding dentist.

Once you understand that going to the dentist is not so bad after all, you will know that divorce is still harder to endure than a simple dental drill.

Why You Need a Divorce Attorney for an Uncontested Divorce in New York

Divorce AttorneyAbout half of all people that get married in the U.S. get a divorce. Despite what you may see on television with all the drama and courtroom antics, many divorces in Long Island are uncontested. Both spouses agree that divorce is a good idea, and they are willing to work it out in the most civilized way possible.

The legal term for this is a “no-fault” divorce. You might think in such a situation that a divorce attorney is not necessary. You would be wrong.

Advice

A divorce attorney can give you good advice about the best way to get a divorce in New York. There are many rules and regulations, including grounds for divorce and residency requirements. You should at least consult an attorney before filing for an uncontested divorce. This will ensure you will not encounter problems along the way.

Paperwork

You need to do a lot of paperwork to file for a divorce, even an uncontested one. A divorce attorney would take care of all this for you, and make sure that all the Ts are crossed and the Is dotted. The forms are available at the county clerk office, so you can do this yourself. However, it would take time and effort, and you might end up with some legal problems because of missing forms or you filled them wrong.

Terms

You still need to agree to the terms of the divorce. You might think that it is a simple matter, but if you have property or children, it can get a little complicated. According to the Law Offices of Ian S. Mednick, a divorce attorney can draft your agreement in accordance with New York law, and present it to the judge. Your attorney will also get you a court date, and send you a copy of the approved divorce decree.

If you were thinking of getting an uncontested divorce in Long Island, ask for some legal advice. The law is a complex matter, and it will not do to play fast and loose with it.

Emotionally Charged Divorce: Don’t Turn Your Ex-Spouse into Your Enemy

Emotionally Charged Divorce

Emotionally Charged DivorceEnding a marriage is difficult without some degree of resentment, guilt, or disappointment. As you are about to part ways with your ex-spouse, it is normal for intense emotions such as anger, fear, grief, and mistrust to take over. You may also find yourself caught in the vicious cycle or anger, hurt, and retaliation.

Letting emotions take over you will not just put your divorce in a very complicated state. You may also end up hating your partner and turning your ex-spouse into your enemy. This will also make the dissolution process more expensive, and both of you wanting to get a selfish agreement.

Make Peace with the Past

While forgiveness may seem like the last thing you want to consider when you have come to despise your spouse, letting bygones be bygones is beneficial in high-conflict divorces. It means making peace with what has happened, so you can put the past behind you and move forward with your life.

Pursue an Amicable Divorce

Divorce lawyers like TheHuntsmanFirm.com say forgiveness is the key to having an amicable divorce. By forgetting strong and painful feelings, you can participate in mediation and come up with a reasonable agreement on issues like child custody and property division.

Acknowledge Feelings to Heal

It is okay to be upset with your spouse, but do not let anger or resentment eat you up. Learn to forgive little by little and allow yourself to release difficult emotions such as anger, blame, and grief. Forgiveness will provide you a way to acknowledge your feelings and help you heal more.

Lead a Happy Life

It is a wrong concept that getting even will make you happier. Keep in mind that that the best revenge you can have is a happy life. By forging your spouse, you can reclaim your power over your well-being. Studies suggest that letting go of anger and resentment can benefit your health and happiness.

Eventually, you will surely want to resolve past conflicts with your ex-spouse to move on. You don’t have to wait until the divorced is finalized and all the issues are settled. Keep in mind that forgiveness is possible and more helpful than anything else.