Hit and run is considered a crime in many jurisdictions. This involves any accident where the driver deliberately leaves or flees from the accident scene without providing any of his contact information. Hit and run cases include physical harm to the person driving the car as well as hitting an unattended parked car.
But, you can easily claim for their insurance rights for these accident cases. Here is an insight on the legal consequences of hit and run cases from 4mrticket.com:
• Cancellation or suspension of the driver’s license responsible for the accident.
• Imprisonment in certain jurisdictions where hit and run is considered a criminal offense.
• Insurance companies nullify the insurance policies of the driver involved.
How to Claim Hit and Run Insurance Compensation
• Claiming for insurance becomes easier once you have identified the person who caused the accident. With that information, you can file a claim with that person’s car insurance company.
• You can also try to get your compensation via an attorney and the court, if the driver did not bear ample protection.
• In case you fail to identify the person responsible for the accident or if that person doesn’t have sufficient insurance to cover your compensation claims, you can file a claim with your insurance company.
• Hit and run cases are covered by your insurance company under uninsured motorist coverage, which has two types. The uninsured motorist bodily injury (UMBI) compensates for your medical expenses, while uninsured motorist property damage (UMPD) covers your car repair costs.
• The insurance claims differ from each state, so it is important to know the claims you can file in your state by consulting your insurance company.
• Certain states require uninsured motorist coverage, while others allow it though it is not a mandatory criterion. In some states, you can claim only UMBI but not UMPD.
In certain cases of hit and run in California, Ohio, Colorado, and other states, personal injury protection, collision coverage and medical payments coverage cover car damage and even injuries.